Pre-planning is an opportunity to make logical decisions for yourself and your family.  It allows one to ease the burden of making decisions.  Your loved ones should not have to make those decisions at a time of grief.  It also provides your family with the knowledge that your funeral is paid for or that there are means to pay for the funeral at the time of need.

 

Pre-arranging is not a preoccupation with death; it is a personal tool for preparation.  Many people pre-arrange with a sincere desire to be helpful to their families and avoid questions and confusion later on.

 

The first step is to get together with your family.  Offer your thoughts and then listen carefully to their concerns.  Give their ideas careful attention as well as expressing your own concerns.

Next, contact your requested funeral provider and arrange a conference with them.  Use this opportunity to have any questions you may have, answered.  You can also discuss the choices that will create a meaningful tribute for you and your family.

 

Your funeral director has the proper forms needed for making pre-arrangements.  He or she will likely keep a copy of these forms on file and also provide copies for you and your family.

 

Funding the pre-arranged service is also a choice many people make to further ease a possible financial burden on their family members.  It allows you to arrange the specific kind of service you desire based on today's prices and to be assured of an adequate fund for the future payment of services.

 

At the O'Donnell Funeral Home, Inc., we use Homesteaders Life Co. as our funding vehicle.  Once your services are paid for through Homesteaders Life Co., you will not have to pay any additional charges unless you add changes to the arrangement at the time of need.  The policy can be made irrevocable.  Which means it can only be used for your funeral services and is not subject to liquidation if Medicaid should become an option in your life.